Powering
the next era of money
Our clearinghouse connects a fragmented stablecoin landscape with 1:1 fungibility, transparent pricing, and predictable settlement times.
Built with leading stablecoin, banking, and fintech partners.
Backed by a16zcrypto, BoxGroup, Sunflower Capital, and leading fintech angels.
At par swaps, fixed fees
Fixed pricing that doesn’t change based on market conditions, so you can build with predictable costs.
Guaranteed settlement times
Know when your sends and swaps will settle, so you can make reliable commitments to your customers.
Compliant source of funds
Clearinghouse funds are from GENIUS-compliant issuers and KYBd clients.
Expanded ecosystem access
Use the clearinghouse to access many partners from one endpoint and deliver better end-to-end money experiences.
Before the clearinghouse
Trade-based swaps
Unpredictable pricing
Unpredictable settlement times
Questionable source of funds
With the clearinghouse
Redemption-based swaps
Reliable pricing
Guaranteed settlement times
Compliant source of funds
The clearinghouse
Clearinghouses once brought order to a fragmented banking landscape.
Today our clearinghouse connects the stablecoin landscape.
Our partners on Better Money
Ramp is excited to work with The Better Money Company to deliver exceptional money experiences to customers using faster, cheaper, stablecoin rails
Stablecoins are introducing new flexibility in how money moves, but most payment systems weren’t designed for a multi-rail world. As teams begin operating across both fiat and stablecoin rails, infrastructure needs to evolve. The Better Money Company is helping build that foundation.
Stablecoins are becoming core to modern financial flows, and the infrastructure around them needs to evolve accordingly. At Agora, we’re advancing digital dollar adoption and interoperable rails, and we’re glad to partner with The Better Money Company as they build infrastructure that helps stablecoins function at real‑world scale.
Secure key management and flexible infrastructure are foundational for any financial blockchain system. We’re excited to partner with The Better Money Company, combining Turnkey’s non-custodial wallets and enclave-based signing with infrastructure built for how stablecoins move and settle.
As stablecoin adoption accelerates, the broader ecosystem is evolving alongside it. We're happy to partner with The Better Money Company and extend what’s possible for the programs running bespoke stablecoins and the businesses building on top of them.
Stablecoins have paved the way for showing the world what better money looks like in practice. LayerZero enables issuers to deploy and expand these assets across chains where there is demand, and we’re excited to partner with The Better Money Company to help ensure those assets can be used and accessed across an even broader set of networks.
Privy has made it possible for any app to give users a wallet in seconds. But for stablecoins to truly work, you also need settlement, interoperability, and compliance. We’re proud to be powering the wallet layer for The Better Money Company as part of that stack.
Businesses need stablecoins that work seamlessly across platforms and use cases. We’re excited to work with The Better Money Company as they build the infrastructure that makes that possible.
Stablecoins will play a central role in the future of payments, built on developer-centric, compliant infrastructure. We’re excited to partner with The Better Money Company to help make this a reality.
Stablecoins are becoming an increasingly important part of how value moves globally. The Better Money Company clearinghouse expands where stablecoins can be used safely and easily.
As stablecoin adoption accelerates and the number of stablecoins increases, standards and shared infrastructure will play an important role in supporting sustainable growth. We look forward to collaborating with The Better Money Company towards building important components for that evolution.
As stablecoins continue to scale, the need for secure, compliant, and programmatic infrastructure becomes increasingly important. As an OCC-regulated digital asset infrastructure company, we’re excited to support The Better Money Company and help enable the next generation of stablecoin infrastructure.
Enterprises adopting stablecoins need infrastructure that connects issuance, custody, and payments. We’re excited to work with The Better Money Company as they build the systems that make stablecoins easier to move and use.
Businesses across Latin America increasingly rely on stablecoins to move money across borders. We’re excited to partner with The Better Money Company to collectively bring faster, cheaper, more reliable payments to the US-Latin America corridors.
We’re excited to work with The Better Money Company to bring a more disciplined, compliant approach to stablecoin liquidity management.
Better stablecoin infrastructure is needed for the industry to support real payment flows at scale across many issuers. The Better Money Company’s clearinghouse tackles a core challenge around fungibility, making it easier to move between stablecoins with faster settlement and lower cost. We’re excited to support the launch as a design partner and to help build a future where frxUSD is a default option for stablecoin payments.
Frequently asked
questions
We’re building a stablecoin clearinghouse. The clearinghouse connects stablecoin issuers to fintechs, banks, neobanks and other businesses building with stablecoins. It brings fungibility to stablecoins, so companies can build products knowing stablecoins can always be sendable or spendable worth exactly $1, just like they can with fiat dollars.
Clearinghouses solve a fundamental coordination problem. They transform a fragmented many-to-many market into a unified network: individual participants can interact with one counterparty and reach the rest of the network.
Stablecoin users need to coordinate money movement across any GENIUS-bill compliant stablecoin, but it’s not feasible to have a direct relationship with every issuer. With our stablecoin clearinghouse, clients can access all supported stablecoins in the same way the banks use ACH (a bank clearinghouse) to transfer money to all other member banks.
Existing infrastructure is built for trading, not payments. That means moving between stablecoins typically requires a trade or spot transaction: stablecoins are valued at a market price which is often not exactly $1. Our clearinghouse is purpose-built for payments and settlement with no market-based transaction so stablecoins move at exactly $1.
We built it from first principles for payment use cases. Our platform is designed for fintechs, neobanks, payment companies, and any business that wants stablecoin payment products that are faster, cheaper, and more seamless.
The TBMC clearinghouse will support any GENIUS-compliant stablecoin. If you’re issuing a stablecoin and want it to be more accessible and useful, come talk to us!
USDC, USDG, PYUSD, SBC, CASH, mUSD, frxUSD, RLUSD. More to come!
We are blockchain-agnostic. We will initially support Ethereum and Solana but will expand our chain coverage over time.