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You hold USDC but the business you're paying only wants RLUSD. Practically, that means somebody has to do the swap between assets (and potentially across chains).
The Better Money Company and Notabene are working together to move that conversion into the payment itself. You get a seamless stablecoin experience getting faster, cheaper money movement without the friction of a trade in the middle.
What the integration does
Notabene's Flow handles the orchestration side of a payment: who's involved, what needs to happen, and in what order. The Better Money Company handles the conversion between supported stablecoins when the payer and recipient aren't holding the same one.
Combined, the payer sends the stablecoin it holds, the recipient receives the stablecoin it wants, and the conversion happens as part of the transaction.
How it works for a Flow customer
Notabene Flow customers can already send and receive invoice payments in stablecoins. Onboarding with The Better Money Company adds conversion to those same payments:
- Use Notabene Flow.
- Onboard with The Better Money Company.
- From then on, the payer can pay in any supported stablecoin they hold, and the recipient receives the stablecoin they prefer.
That works from the receiving side too. A business that wants to be paid in one stablecoin no longer has to ask each customer to convert first, or accept what arrives and convert afterward.
Starting with a payment between our own companies
Rather than describe this in the abstract, we started with a real payment. We used our own products, on our own invoice, as the demo: The Better Money Company paid an actual Notabene invoice, with The Better Money Company's clearinghouse handling the conversion.
Notabene issued an invoice on the Flow platform. The Better Money Company used its Auto Routes feature to clear between two stablecoins. The payment was funded from a Utila wallet.
What’s next
Stablecoin payments are only useful if the assets on both ends of a transaction actually match what each party needs to hold. As more businesses and financial institutions settle in stablecoins and fragmentation across assets and chains continues to grow, this mismatch is limiting adoption. Companies need solutions that hide the fragmentation, so when money moves in stablecoins, each party can use their preferred asset, and the infrastructure under the hood makes that simple and easy.
This is exactly what Flow + The Better Money Company provides: stablecoin orchestration with built-in clearing and conversion across assets and chains. Companies can now use stablecoins for payments and get the benefits of better money without the crypto complexity.
